Why do you need an insurance appraisal?

An insurance appraisal is essential to ensure your property is properly insured. An insured value below the actual value would mean insufficient compensation in case of a loss, while an overestimated value means paying unnecessarily high premiums. Our appraisal precisely determines both the replacement value and the actual value of your property so your policy reflects reality.

Appraisals for policy underwriting

When purchasing or renewing an insurance policy, insurers frequently require a professional appraisal to support the declared value. We perform valuations of residential, commercial, and industrial properties that determine the value of land, structures, installations, improvements, and finishes. Our report meets the requirements of all major insurance companies operating in Costa Rica.

Post-loss assessments

When a loss occurs — fire, earthquake, flood, landslide, or other event — it is necessary to determine the value of damages sustained by the property. As independent appraisers, we conduct post-loss inspections that document and quantify damages objectively, serving as a basis for negotiation with the insurance company and the determination of fair compensation.

Contents and insurable assets

Beyond the building structure, we appraise the contents and assets within the property: furniture, office equipment, machinery, inventory, and any property that forms part of the policy coverage. This ensures comprehensive protection of your assets against unforeseen events.